Combine Cyber Safe and Crime into a single quote
Digital threats to small and medium-sized enterprises have long since moved beyond the boundaries of IT infrastructure. Nearly 70% of all German companies are regular victims of economic crime—and in a surprising number of cases, the danger does not come from anonymous hackers online, but from targeted deception or from within the company itself.
To offer your clients comprehensive protection against all digital risks, the Baobab broker portal provides you with a unique selling proposition: the direct combination of Cyber Safe cyber insurance and Crime fidelity insurance in a single quote, including a bundled price.
One quote, two coverages: How bundling works in the portal
Whether you are creating a new quote or adjusting an existing option, bundling in the broker portal is seamless and flexible:
- Flexible creation: You can select the bundle directly in the portal or add the other component with a single click to an existing Cyber Safe or Crime calculation while creating a quote.
- Subsequent additions: Even if a binding quote already exists for a client, simply duplicate it in the portal, add Crime, and instantly generate a new binding combined quote.
- Automatic price advantage: The system automatically recognizes the product combination and grants your client an attractive discount on the cyber premium.
Why the bundle provides unbeatable sales arguments
The combination of Cyber Safe and Crime closes critical gaps that pure cyber policies leave open.
- Protection against internal threats: While Cyber Safe covers hacker attacks, extortion, and business interruption, Crime protects against the financial consequences of embezzlement, misappropriation, and fraud by employees. According to ACFE According to the ACFE, the average employee fraud costs companies €1.4 million and goes undetected for an average of 12 months.
- Protection against social engineering and AI fraud: Fraud schemes such as CEO fraud, invoice redirection, or manipulation via deepfakes (like voice cloning) exploit human vulnerabilities. Crime steps in exactly here—even if the payment order was executed legally without any IT compromise.
- Full transparency with no hidden clauses: No sub-limits in the main coverage, reliable insurance sums of up to €10 million, and only two simple organizational requirements in Crime (four-eyes principle for amounts over €5,000 and data verification for payment changes).
- Market-exclusive bundle pricing: Baobab is the only provider on the market to offer this integrated solution. Your client benefits from maximum coverage at a reduced premium cost.
The added value for your advisory practice
- Comprehensive liability reduction: You are not just addressing IT risks; you are proactively closing organizational and human gaps within your client's company.
- Maximum time savings: No duplicate data entry. Both products are calculated and clearly presented via the same platform.
- Increased conversion rate: The integrated discount provides a strong argument to overcome budget approval concerns.
Log in to the Baobab broker portal now and test the bundle feature for your next quote.
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