The bundle for complete protection
Protect your company comprehensively against digital risks, whether against cyber criminals, internal perpetrators, or external fraudsters.
Holistic insurance coverage
More protection, less risk
Conventional cyber insurance usually only applies to classic cyber incidents. But digital risks continue to develop dynamically — particularly as a result of new technologies such as artificial intelligence. The combination of cyber safe and crime ensures complete protection against modern threats and constantly changing criminal methods.
Leading capacity providers
With excellently rated capacity providers, we protect companies with sales of up to €1 billion.
Product overview
Crime
Cyber Safe
Insurance purpose
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Protection against internal crimes such as employees and external fraud
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Protection against cyber attacks or data loss
Insurance coverage trigger
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Embezzlement, fraud, sabotage, fake money orders — internal or external
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Hacker attacks, extortion, data breaches, operator errors
Specifics
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Generous acceptance policy, even with large insurance amounts and complex corporate risks
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Proactive monitoring and early warning systems to identify cyber risks
Mitigate digital risks
No chance for fraudsters and deceptions
Protect yourself against internal perpetrators such as employees who intentionally manipulate or embezzle money with e-crime trust loss insurance. Get additional protection against external fraudsters who use advanced technologies such as deep fakes and social engineering to deceive your staff.
Cyber insurance rethought
In combination with Cyber Safe cyber insurance, you are comprehensively protected against digital risks. The insurance not only protects you comprehensively in the event of attacks and failures, but also proactively fends off risks for you.
More than just insurance
Attack surface
Get automatically notified of security gaps and compromised login credentials via the Deep Scan and Dark Web Monitoring report.
Employee trainings
Strengthen your internal resilience with phishing simulations and awareness training delivered by our cyber experts.
Templates and guidelines
Take advantage of our templates created by experts and optimize your security standards.
Cyber Consulting
Benefit from advice and support from our in-house cybersecurity experts.
Baobab MDR
Unsere SOC-Experten und Technologien wehren Cyberangriffe proaktiv für Sie ab.
Incident Response Management
In an emergency, make use of our first-class claims management.
More than 1,000 brokers are convinced
Brokers are decisive consulting partners for companies and therefore central partners for us. Together, we ensure that companies are optimally and comprehensively protected.
Insurance coverage without compromises
More than 800 industries
The data-based approach allows individual risk assessments and tailor-made insurance — even for companies with complex risks.
No technical requirements
Organizations don't have to meet extensive IT requirements to get comprehensive protection.
From SMEs to large companies
Baobab Risk Solutions supports companies with sales of up to €1 billion and €10 million insurance sum.
Make your business resilient
FAQs
Then there is no coverage for cases of deception or fraud without a technical trigger. Cyber insurance only applies if a technical attack has occurred or a covered business interruption takes place.
Partially. Both can respond when employees or third parties commit intentional fraud or deception. Pure financial losses from fraud, however, are not covered under cyber insurance—this is where Baobab’s Crime insurance provides protection.
Yes. The two coverages serve different purposes and complement each other. For comprehensive protection, companies should combine both policies.
Yes—if the cyberattack is used to commit fraud. Example: a supplier is hacked, and the stolen data is used to create fake payment instructions. Any resulting financial loss is covered under the Crime insurance.
The coverage limit should reflect the financial risk in payment operations:
- Maximum transfer amount: What is the largest single transfer in day-to-day operations?
- Average account balance: How much liquidity is typically held in business accounts?Our brokerage advisors assist in selecting the appropriate coverage.