3 Reasons for Baobab
E-Crime Insurance

Comprehensive protection against e-crime losses – simple, flexible, and with high coverage limits

E-Crime Insurance for Your Business

Protect yourself against internal risks such as fraud, embezzlement, and breach of trust by employees and third parties in positions of trust.

Who is cyber insurance worthwhile for?

Simple application process

Only 5 application questions and 2 organizational requirements for quick completion

High sums insured

Coverage limits up to €5 million in Germany & Austria (no revenue cap)

Comprehensive Policy Terms

Many optional extensions from competitors are already included in the basic coverage

Basic Coverage

Financial losses caused by employees and third parties

Fraud-Related Damages

Protection against financial losses from fraudulent acts by employees

Unlawful Acts

Coverage against damages from unlawful acts against third parties

Criminal Act Protection

Coverage for criminal acts and liability for damages to third parties

Coverage Extensions

All extensions without sublimit

Stop Payment Order
Environmental liability insurance

Public liability

General Equal Opportunities Act

Delay damage
Schutz vor Schäden durch Weitergabe vertraulicher Informationen

Violation of competition law
Kostenübernahme für PR- und Kommunikation zur Schadensbegrenzung

Imm. claims for damages

Breach of confidentiality agreement

Strict liability

Stop Payment Order
Assistance in stopping payment instructions

External Investigation Costs
Costs for forensic
investigations

Legal Prosecution Costs
Coverage for attorney and court fees

Breach of Confidentiality
Protection against damages from disclosure of confidential information

Reputation Damage Protection
Cost coverage for PR and communication for damage mitigation

Loss in Business Premises
Protection for company property and assets

Wire Transfer Fraud
Protection against manipulated transactions

Third Party Asset Damage
Coverage for claims from affected customers or partners

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